Friday, 1 August 2025

Monthly Financial Updates

This monthly report excludes any salaried income. The purpose of this financial review is to assess the sustainability of my financial independence, focusing solely on the total amount of passive income received. As of 2024 September 1st, I have officially activated my FIRE journey, meaning I am no longer receiving a salary from a traditional job.

Time passed—almost a year into FIRE (Financial Independence, Retire Early). So, how has life been as a retiree?
Busy... busy... busy... busy... busy.

I start doing my own things, and before I know it, the sky has already grown dark—and I see my tasks still unfinished. There never seems to be enough time. 😞 Life is indeed short.

It was a cold month for dividend income—only $135.63. But household income was supplemented by various sources, mainly a steady stream of rental income, along with the timely maturity of yet another fixed deposit. Altogether, the total still added up to $3,974.17.

 

Nothing much has changed in the portfolio. However, one of the counters—Frasers Hospitality Trust—has received an offer from a potential buyer. The price offered seems a bit on the low side. Well, let's see how it goes.

Tuesday, 1 July 2025

Monthly Financial Updates

This monthly report excludes any salaried income. The purpose of this financial review is to assess the sustainability of my financial independence, focusing solely on the total amount of passive income received. As of 2024 September 1st, I have officially activated my FIRE journey, meaning I am no longer receiving a salary from a traditional job.

This month marked a special milestone, it's been a year since I decided to activate my FIRE (Financial Independence, Retire Early) journey. Time really flies. Surprisingly, I have no regrets. I do sometimes wonder where I’d be if I were still working a regular 8-to-5 job. Most likely, I wouldn’t have been able to accomplish as much as I have over the past year. And so, the journey continues.

This month, dividend income amounted to $4,491.20. A fixed deposit also matured in June, adding an additional $641.13. However, the renewal interest rate for another year was much lower compared to last year, so we can expect a reduced interest return next year.

Altogether, with other passive income sources included, the total for the month came to $7,692.79. This brings the second quarter total to $19,985.65. Hmm… pretty sure we exceeded $20K, but either way, this averages out to $6,661 per month. This is much higher than expected.

  

The portfolio remain unchanged. Very quiet market.