This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.
Its a cold month for dividend, only one counter paid out to an amount of $360. But I had positioned another war machine to cover this cold month. One of the fixed deposits matured and paid out an amount of $1450, a far cry compared to last year. The fixed deposit interest rate has been adjusted down by almost 70%!!!!! The pandemic certainly has hit a huge dent on the entire financial world. Well, I guess we are still good. The rental income remained stable and we could expect it to continue its stability for another year.
Household expense however increased in the month of April due to an increase in medical costs for treatments. Fortunately it was a minor illness.
The allocation of portfolio changed for this month as one of the counters in the Reit- Soilbuild Reit divested and de listed. This increased my cash holdings.
The STI index broke through 3200 points. The 3 giant banks UOB, DBS and OCBC moved like roller coaster up the hill. Pity, should have purchase more when it was cheaper last year. Ah well.....
