Monthly Financial Updates

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

A rather long month, almost not a day was without some matters requiring my attention. Somehow I managed crawl over into the month of December....intact. So, the year is almost ending and it appeared my overall investments has not been doing well. Seem like I would need to do another review eventually.

Dividends income amounted to $768.75 for the month of November. Not too good, a lot lower than I had expected. Rental income still stable and so is the rest, but in view of the rising costs it is certainly still not enough to meet my safety margin. 

The market started to recover after a purge early on. Not much is happening in the market, so I would expect my cash holdings continue to grow until an opportunity comes.

Monthly Financial Updates

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

A cold dividend month, only one counter paid out some dividend amounted to $451.82. Some additional pay out from the investment funds. Other than that, rental income remains stable. Expenses however shoot up as I suddenly fell sick and incurred over $300 medical expenses. Ouch......

 

Nothing much happening in the market, the market did weaken a bit but still not down to my target prices yet. So.....we watch on......z.z.z.z..z.z

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

A fat month. Dividend income amounted to $6448.22, probably one of the highest in my dividend history for a single month. Guess these companies managed to settle their finance in Sept. 

A fixed deposit matured in Sept and gives a nice $1553 returns. Rental income remains stable. This month of September passive income total amounted to $10118.48. Very good month. :)

The third quarter total amount = $20178.80. Average monthly passive income is about $6726 for third quarter. Not bad. :). Hope this continue to keep up.

This month market suddenly tumble down due to the uncertain events happening around the world. Some of the counters I has been watching went down as much as 15%, 52 weeks low. So, I decided to enter the market and catch some fishes. 

 

 

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

Well, after a cold month with no dividend income. The war machine dumped a rather big amount for the month of August. Dividend income amounted to $5908.96. 

A new war machine entered my portfolio however. As I begun exploring other investment platform, I decided to invest in a management fund which paid out monthly at an estimated 5% annually. This is a medium risk investment fund with a mixture of equities and bonds. Although there are other funds with better returns, but those are the high risk investments which I would preferred not to invest. I am getting too old to take higher risks.....lol. Generally, I identified 3 different funds, each with certain exposure to some sectors and industries. All 3 offered consistency in paying out quarterly or monthly. Well, lets see how these guys can perform.

Portfolio remains unchanged with my cash holdings increasing steadily. Waiting for the next opportunity........z..z.z.

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

Its a cold month for dividend income. Zero. 

Ops. Sound scary. 

Rental income amount to $2000. Stable. 

The DBS multiplier is obviously not performing as good as before. I am thinking of closing it and divest to something better. So, the search is on.......................

Portfolio relatively remained unchanged. War chest however increased with the delisting of a counter from the market. The market remain weak but not weak enough for me to enter yet, still waiting......

Monthly Financial Updates

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

Inflation getting crazy here in Singapore, and it led me to rethink my existing financial position. In the past, a half a million portfolio might have been sufficient but now...it appear..... I would need to review it further to match the rising expenses.

Dividend income amounted to $4,267.99. The market slowly recovering but still no where near the pre-pandemic period when I was getting much higher %. Well...life goes on. Rental income remain stable. The DBS multiplier has been performing poorly since the outbreak of covid-19, and it is unlikely it will ever regain its prime. So, I'm thinking now of diverting the funds in this platform to somewhere else. 

Total passive income for the 2nd quarter amounted to $16,050.78. That's amounted to an average of $5,350 per month. Hmm, not bad. :)

 

Ops, something finally changed. Aye.............the war chests becomes smaller in %. I bought something during a brief weakness of the market. And the results is.....my portfolio gets bigger. So...what did I buy?  Secret,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,..:)

Monthly Financial Updates

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

Many things come to my mind in May, I re-arranged my house for a new refreshing look. Getting bored with its old layout. LOL. Life is too short to stay unchanged for long, sometime a little of adjustment is good for refreshing our life just a little bit. 

A fat month. Dividend income amounted to $4342.81. Some of the counters especially the tourism sector still not recovering, I might consider diverting the funds somewhere else. Hmm....

Rental income remain steady, one of our fixed deposits matured and gives $1050 which a lot lower than last year. Another impact from the effects of pandemic. 

This brings the total passive income of May to $7,401.92. Well, still going well and steady. The passive income remains sustainable despite getting hit by 2 years of pandemic.

 Portfolio remains unchanged. War chest increasing well. Waiting for an open of opportunity from Mr Market :).

Monthly Financial Updates

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

WO HOR. Singapore opened borders, relaxing pandemic rules. People are everywhere now. After 2 years of war against the pandemic, it seem we are finally having some breath of air. I even saw people having BBQ in the park. Well, let's us hope the war is really ending. Somehow....

A fat month. While I'm getting only $360 dividend from a counter in the month of April. A merger of two REITS dumped a load of cash into my pocket fattening my cash holdings further. Well, as this is a one off event, it will not be counted toward the monthly passive income.   

Apart from it, the revised rental income is now increased to $2000 due to an additional tenant. Well, some increase in the monthly passive income to cover the crazy inflation. 

Expenses has somewhat reduced, mainly because we didn't get to seek much medical attention. The supplements products appeared to be finally working to help reduce the need to rely on medication to control our existing medical conditions. Hopefully it doesn't get any worse. 

Portfolio changed a little bit with the merger of two REITS in April, this further increase my cash holdings and increase my exposure to industrial REIT.

Monthly Financial Updates

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

The inflation is gaining strength as the world continued to be impacted by pandemic and Ukraine wars, rising oil prices.

A month of several changes. Firstly we managed to renew the tenancy for another 18 months, and rental was further revised to $2000 to cope with the rising inflation. Dividend for the month of March amounted to $4959.58, much higher than I expected. Total passive income collected for the 1st quarter of the year amounted to $12,524.97, that is an average of around $4100 per month. Not bad. 

Portfolio remains unchanged, not much things happening in the stock market. So, the cash holding continued to grow. 

 

Monthly Financial Updates

This monthly sustainability report does not include any of the salaried income. The basis for this monthly financial review is to gauge the sustainability status of my financial independence based on the total amount of passive income received.

A short month, and a bit healthier month with less expense on medical costs. Singapore medical costs is a serious drain on resources!!! That is why we got an old saying here, you best die rather than get sick. LOL. Ahem,,,, excuse me.

Passive income somewhat lesser for the month of February, dividend income amounted to $604.32. Rental income remain stable, no hassle no delay in payment. Good tenants. :)

Portfolio adjusted for the month of February as I diverted some resources and purchased a newly listed company. So which stock I purchased? Secret............................heehee.