Sunday, 1 February 2026

Monthly Financial Updates

This monthly report excludes any salaried income. The purpose of this financial review is to assess the sustainability of my financial independence, focusing solely on the total amount of passive income received. As of 2024 September 1st, I have officially activated my FIRE journey, meaning I am no longer receiving a salary from a traditional job.

16 months since I exit the workforce. Life........been very very very busy..... I should tone down...but why I got endless stuffs to do.......? LOL.

With Chinese New Year approaching, many of my friends are in panic mode. LOL. Well, not me, I don’t celebrate Chinese New Year.

Still, some expenses are expected in the coming weeks as the doomsday approaches.

So, it’s a cold month for dividend income: only $184.38. Rental income, however, is holding up for the month of January.

 

The portfolio remains unchanged. Not much has been happening locally, except that retail sales have not been doing well, with several old-timer retail shops ceasing operations. This may impact retail REITs.

Some high performers, like the three local banks, are on a mad run, pushing prices up. But as usual, I wait.

 

 

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